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Free Tool · Reserve Study Insights

Your reserve study, explained by experts. Free.

Reserve Study Insights is a free REcollab tool that turns the reserve study you already have into a plain-language, expert-driven summary and a REcollab Score. Upload the document, and our proprietary scoring engine, built by civil engineers, shows what it means and what to do next.

Reserve Fund Intelligence

Sample

54.6

High risk

REcollab Score

Reserve level: 12% of fully fundedShortfall year: 2029
HIGH Reserve fund study is 6 years old
HIGH Monthly fees must rise from $45 to $210 per unit to fund the plan
MED $118,000 of planned projects in the next 3 years

Required action: ask for the strata's plan to close this gap, and factor the recommended contribution into your budget before you commit.

Sample with illustrative numbers. Upload your study to see your building's report.

The most important document your building owns is the hardest one to read

Reserve studies decide fees, special assessments, and resale value, and they're written as if nobody outside the industry will ever open one.

Board members

You approved a 200-page study you never got a straight explanation of. Get the version you can actually act on, and defend at the AGM.

Owners

Your fees went up and the answer was “the reserve study says so.” See for yourself what it actually says, and whether the plan holds up.

Buyers & realtors

The reserve study is the closest thing a condo has to a medical record. Understand what a client is buying into before conditions are waived.

How it works

01

Upload your reserve study

The PDF your association already has. That's all we need to get started.

02

Our engine reads it like an engineer

REcollab's proprietary scoring engine analyzes the funding plan and components the way a reserve specialist would, not the way a chatbot would.

03

Get your summary and score

A plain-language, expert-driven summary of what your study actually says, with a REcollab Score you can bring to your next board meeting.

What you get

Plain-language summary

What the study found, what it's telling your building to do, and where it's vague. Written for humans, not actuaries.

The REcollab Score

One number from our proprietary scoring engine, with a clear risk band from Healthy to Critical. It weighs reserve level, near-term capital exposure, contribution gap, assessment history, and how old the study is.

Red flags, ranked

Underfunding, stale costs, fee gaps, and near-term projects the fund can't cover, each flagged high or medium so you know what matters first.

Required actions

The specific questions to ask your board, manager, or seller, sized to what the analysis found. Plus the 10-year expenditure plan in plain view.

A chatbot can paraphrase your study. It can't score it.

Paste a reserve study into a general-purpose AI and you get a summary of the words on the page. Reserve Study Insights is different: an expert-driven analysis that knows how funding plans should look, how components actually age, and where studies typically hide risk, because civil engineers built the logic and the scoring engine behind it.

The summary you get is the one an engineer would give you, not the one a language model guesses at.

Frequently asked questions

Is Reserve Study Insights really free?

Yes. Upload the reserve study you already have and the summary and score are free. No credit card. If your building needs a new or updated study afterward, that is a separate conversation you choose to have.

What do I need to use it?

Just your building's most recent reserve study, the document your association already paid for. Board members can request it from the property manager; buyers can request it through their agent as part of the status certificate or resale package.

How is this different from pasting my study into ChatGPT?

A general-purpose chatbot paraphrases the text it sees. Reserve Study Insights runs your study through a proprietary scoring engine built by civil engineers, checking the funding plan and components against how buildings actually age and how healthy plans actually look, then explains the result in plain language.

My reserve study is several years old. Is it still worth analyzing?

Especially then. Costs move every year, so an aging study is exactly the one that needs a second read. The analysis shows what the study says and where its age may be hiding risk.

New to reserve studies? Start with our plain-language guide, What is a reserve study?, or check what your region legally requires.

Find out what your reserve study is really saying.

Free, expert-driven, and ready before your next board meeting.

Analyze my reserve study