Blog
Plain-language guides to the laws reshaping reserve studies and capital planning, written by the civil engineers behind REcollab.
Since August 3, 2026, the light Limited Review path is gone and a reserve study used to qualify must be funded at its highest recommended level. From January 4, 2027, the reserve minimum rises from 10% to 15%. What changed, what counts as an acceptable study, and six steps for boards.
Read the Guide →A special assessment is a one-time charge on owners to cover a cost the reserve fund cannot pay. Why they happen, what they typically cost, how to spot one coming, and how a current reserve study keeps you out of one.
Read the Guide →Most reserve studies cost $2,500 to $15,000, and up to $40,000 for large buildings. What drives the price, cost by building size and region, and how to pay less without losing the accuracy that keeps you out of a special assessment.
Read the Guide →The plain-language primer: what a reserve study contains, who performs one, how often the law requires it, what it costs, and what percent funded means for your building.
Read the Guide →S2760 required every NJ condo, co-op, and HOA with more than $25,000 in common elements to obtain a reserve study by January 8, 2025. That deadline has passed. Here is who must comply, why the 85% funding option is a trap, and the fastest path back to compliance.
Read the Guide →Assembly Bill A8945 would require every NY condo and co-op with more than $25,000 in common assets to complete a reserve study with a 30-year funding plan, review it annually, and file it with the State Comptroller. New Jersey already passed its version. Boards that start now will not scramble later.
Read the Guide →REcollab generates your reserve study from documents you already have, reviewed by a licensed engineer, in about an hour.
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